Build Your Dream Home From the Ground Up

Turning your vision of a custom-built home into reality starts with the right financing. Construction Loans with Shayn Carlson at Fairway Independent Mortgage provide the funding you need to cover land purchase, labor, and materials, giving you the flexibility to bring your dream home to life. With Shayn’s guidance, you’ll have a clear roadmap from planning to completion, ensuring that every stage of construction is financially supported and strategically managed.
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Flexible Financing Tailored to Your Project

With Shayn Carlson at Fairway Independent Mortgage, construction loans are designed to accommodate a variety of projects. Whether you’re building a custom single-family home, a multi-family property, or a luxury residence, Shayn evaluates your needs to provide the most suitable loan structure. Options include interest-only payments during construction, draw schedules for materials and labor, and permanent financing once the build is complete.
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Streamlined Transition to Permanent Financing

A major advantage of working with Shayn Carlson at Fairway Independent Mortgage is the ability to combine construction and permanent financing in one seamless process. Known as a “1-Time Close” or “2-Time Close” loan, this approach reduces paperwork, saves on closing costs, and ensures a smooth transition from construction to occupancy. Shayn ensures your loan is structured to accommodate both phases, giving you peace of mind throughout the project.
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Benefits of Construction Loans with Shayn Carlson at Fairway Independent Mortgage

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Access funding for every stage of construction from land purchase to completion.

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Flexible loan structures including interest-only payments and draw schedules.

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Streamlined transition to permanent financing for convenience and cost savings.

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Work with a trusted local expert who understands Idaho’s construction and housing market.
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Expert Guidance Throughout Every Stage

Building a home involves multiple steps — permits, inspections, budgeting, and coordination with contractors. With Shayn Carlson at Fairway Independent Mortgage, you’ll have a trusted advisor guiding you through each stage. Shayn explains loan terms, draw schedules, and timelines clearly, helping you stay on track and within budget. His proactive support ensures that your construction project progresses efficiently and successfully.
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Why Choose Us

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Shayn Carlson at Fairway Independent Mortgage, you gain more than just a lender — you gain a dedicated advisor committed to your financial success and homeownership goals. We understand that every borrower is unique, and we tailor our solutions to fit your specific needs, whether you’re a first-time homebuyer, a seasoned investor, or a self-employed professional.

We are known for

Personalized Guidance: We provide tailored mortgage solutions with Shayn at Fairway Independent Mortgage to fit your unique financial goals and homeownership needs.

Expertise in Local Markets: Our deep knowledge of the Boise, Eagle, Meridian, Nampa, Star, and the surrounding areas ensures you get solutions suited to your community.

Transparent and Honest Service: We prioritize clarity and integrity with Shayn at Fairway Independent Mortgage, keeping you informed every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer loans to investment and other programs, we offer a wide variety of financing options with Shayn at Fairway Independent Mortgage.

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

With Shayn at Fairway Independent Mortgage, we provide a wide range of loan programs including VA, FHA, Conventional, Non-QM, DSCR, Bank Statement Loans, Construction Loans, HELOCs, Investment Property Loans, Down Payment Assistance, and more. Our goal is to find the right mortgage solution for your unique situation.

Yes! With Shayn at Fairway Independent Mortgage, we specialize in loans for self-employed individuals. Options like Bank Statement Loans, Non-QM Loans, and DSCR Loans allow you to qualify based on your income, even if it’s variable or complex.

The required down payment varies by loan program. With Shayn at Fairway Independent Mortgage, some loans, like VA Loans, may require no down payment, while others, such as Conventional or Jumbo Loans, may require a percentage of the purchase price. We’ll help you determine the best option for your needs.

Approval times depend on the loan type and documentation provided. With Shayn at Fairway Independent Mortgage, we work efficiently to guide you through pre-approval, underwriting, and closing, helping to streamline the process and keep you informed every step of the way.

Yes! With Shayn at Fairway Independent Mortgage, we provide access to Down Payment Assistance Programs, Utah Housing options, and other first-time homebuyer resources to help reduce upfront costs and make homeownership more accessible.

Local Idaho Expertise for Successful Builds

Understanding the local market is critical when financing a construction project. With Shayn Carlson at Fairway Independent Mortgage, you benefit from expert knowledge of Boise, Eagle, Meridian, Nampa, Star, and surrounding areas. Shayn’s experience in Idaho’s housing and construction markets ensures your loan is structured realistically, helping you make informed decisions while achieving your vision. His goal is to help you build your home confidently, efficiently, and without unnecessary stress.