Turn Your Vision Into Reality with a Renovation Loan

Every home has potential — and with a Renovation Loan from Shayn Carlson at Fairway Independent Mortgage, you can turn that potential into your dream home. Whether you’re purchasing a fixer-upper, updating your current property, or restoring a historic home, renovation financing gives you the power to combine your home purchase and improvement costs into one convenient loan.
Contact Us

One Simple Loan, Endless Possibilities

Managing both a mortgage and a construction loan can be complicated — but working with Shayn Carlson at Fairway Independent Mortgage makes it simple. A renovation loan allows you to finance both the purchase price of your home and the cost of improvements under one single mortgage. From kitchen remodels to full structural upgrades, this program offers flexibility and convenience. You’ll enjoy a single closing, one monthly payment, and a seamless process from start to finish.
Explore More

Designed for Homeowners and Buyers Who See the Bigger Picture

If you’re the type of person who sees potential where others see problems, a Renovation Loan with Shayn Carlson at Fairway Independent Mortgage is built for you. This program is ideal for buyers looking to purchase a home that needs a little — or a lot — of work, as well as current homeowners wanting to make significant improvements. You can use renovation financing to replace outdated systems, modernize interiors, add energy-efficient features, or even expand your living space.
Explore More

Benefits of Renovation Loans with Shayn Carlson at Fairway Independent Mortgage

_______

Combine purchase and renovation costs into one easy, manageable mortgage.

_______

Build instant equity by improving your home’s value through smart upgrades.

_______

Enjoy one closing, one payment, and one streamlined process from start to finish.

_______

Get expert local guidance to make your renovation goals a seamless reality.
get personalized Loan options

Streamlined Process and Expert Support Every Step of the Way

Undertaking a renovation can be exciting — but it can also be complex. That’s why Shayn Carlson at Fairway Independent Mortgage ensures a clear, supportive, and stress-free process from start to finish. From reviewing contractor bids to guiding you through inspections, appraisals, and draws, Shayn provides personal attention and expert advice at every stage. Fairway’s efficient systems ensure your funds are disbursed on time so your project can progress smoothly. Whether you’re planning a simple cosmetic upgrade or a full-scale remodel, you can count on professional guidance and reliable communication throughout your journey toward a beautifully improved home.
Explore More

Why Choose Us

Choosing the right mortgage partner can make all the difference in your homebuying journey. With Shayn Carlson at Fairway Independent Mortgage, you gain more than just a lender — you gain a dedicated advisor committed to your financial success and homeownership goals. We understand that every borrower is unique, and we tailor our solutions to fit your specific needs, whether you’re a first-time homebuyer, a seasoned investor, or a self-employed professional.

We are known for

Personalized Guidance: We provide tailored mortgage solutions with Shayn at Fairway Independent Mortgage to fit your unique financial goals and homeownership needs.

Expertise in Local Markets: Our deep knowledge of the Boise, Eagle, Meridian, Nampa, Star, and the surrounding areas ensures you get solutions suited to your community.

Transparent and Honest Service: We prioritize clarity and integrity with Shayn at Fairway Independent Mortgage, keeping you informed every step of the mortgage process.

Flexible Loan Options: From first-time homebuyer loans to investment and other programs, we offer a wide variety of financing options with Shayn at Fairway Independent Mortgage.

talk to a loan specialist

Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

talk to a loan specialist

"FAQs"

With Shayn at Fairway Independent Mortgage, we provide a wide range of loan programs including VA, FHA, Conventional, Non-QM, DSCR, Bank Statement Loans, Construction Loans, HELOCs, Investment Property Loans, Down Payment Assistance, and more. Our goal is to find the right mortgage solution for your unique situation.

Yes! With Shayn at Fairway Independent Mortgage, we specialize in loans for self-employed individuals. Options like Bank Statement Loans, Non-QM Loans, and DSCR Loans allow you to qualify based on your income, even if it’s variable or complex.

The required down payment varies by loan program. With Shayn at Fairway Independent Mortgage, some loans, like VA Loans, may require no down payment, while others, such as Conventional or Jumbo Loans, may require a percentage of the purchase price. We’ll help you determine the best option for your needs.

Approval times depend on the loan type and documentation provided. With Shayn at Fairway Independent Mortgage, we work efficiently to guide you through pre-approval, underwriting, and closing, helping to streamline the process and keep you informed every step of the way.

Yes! With Shayn at Fairway Independent Mortgage, we provide access to Down Payment Assistance Programs, Utah Housing options, and other first-time homebuyer resources to help reduce upfront costs and make homeownership more accessible.

Local Knowledge, National Strength, and Personalized Care

When financing something as personal as your home renovation, you deserve a lender who understands both your vision and your local market. With Shayn Carlson at Fairway Independent Mortgage, you get the best of both worlds — a trusted Idaho mortgage expert backed by one of the nation’s most respected lenders. Shayn’s in-depth knowledge of Boise, Eagle, Meridian, Nampa, Star, and surrounding communities ensures you get guidance that reflects the realities of your neighborhood and your goals. You’ll receive personalized service, open communication, and a partnership that values your time, your dreams, and your investment.